Individual and Family Plans: Renewal Center

Your 2026 renewal center

Everything you need to prepare for next year’s coverage, saving money on healthcare, and navigating plan changes.

Important Update: Federal financial help is changing–here’s what it means for your 2026 health plan

Need financial help?

You may be eligible to get financial help1

Need help deciding?

Choosing the right healthcare coverage can be challenging

Compare plans

Log in as early as 10/15 to compare your 2026 medical plan options and start a plan change if you find one that better suits your needs.

Find the information you need now

Whether you’re continuing with your current plan or exploring options for 2026, find the guidance and resources you need to make informed decisions about your Individual and Family Plan coverage.

2026 plan updates and changes

Discover what’s new for 2026, including plan changes, rate updates, benefit changes, and important dates you need to know. 

How to get the most value from your plan

Maximize your healthcare value with preventive care benefits, wellness programs, and smart ways to use your plan. 

Life events and your coverage

Learn how turning 65, having a newborn, or other changes in your life affect your coverage and what steps to take.

Renewal FAQs

Get answers to common questions about renewing your Blue Shield plan, from enrollment deadlines to coverage details.

Covered California renewal questions

Renewing through Covered California? Find specific guidance for marketplace enrollments, subsidies, and plan transitions.

Grandfathered plan information

Have a grandfathered plan? Understand your plan renewal options and what makes your plan different from current offerings.

Savings spotlight: Teladoc Health

Teladoc Health offers 24/7 access to U.S. board-certified physicians, including pediatricians and family doctors. Depending on your plan, you can get this care for $0 extra cost or the same or lower copay as an office visit.1

1 If you are a member of Silver 2600 HDHP PPO or the Bronze 60 HDHP PPO, your plan deductible will apply before the plan starts to pay for this service.

 

Don't forget dental, vision, and life insurance coverage.

Good health includes your dental and vision health, too. We’ve got you covered with a variety of dental and vision plans, as well as individual life insurance and Accidental Death & Dismemberment coverage.*

 

Enroll in a dental and/or vision plan

Keep your whole health in mind in the coming year.

Enroll in life insurance

Protect your loved ones’ financial security.

1 Covered California determines eligibility and the amount of the subsidy.

* Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).