Medical plans

Individual and Family Plans

Blue Shield offers a variety of PPO and Trio HMO plans designed to fit a range of budgets. Our plans are available for purchase directly through Blue Shield as well as Covered California.

PPO plans

With statewide coverage in all 58 counties, Blue Shield’s PPO plans are designed for your clients who are looking for the flexibility of seeing any doctor or specialist in one of the largest provider networks in the state. Our Exclusive PPO Network includes both in-person and virtual providers, giving your clients access to more than 69,000 doctors, 325 hospitals and nearly 1,000 urgent care centers.

Use our Find a Doctor tool to search for doctors in our PPO network.
 

Trio HMO plans

Our Trio HMO plans are designed to give your clients access to a quality network of doctors and hospitals at an affordable price. The IFP Trio HMO network covers 28 counties and includes both in-person and virtual PCPs, giving your clients access to more than 8,000 primary care doctors, nearly 8,000 specialists, and 306 hospitals.  

See if Trio is available in your client’s area using our Trio service area tool at blueshieldca.com/triocheck. 

Use our Find a Doctor tool to search for doctors in our IFP Trio HMO network.

Download the 2026 Summary of Benefits to learn more about all of our plans.