IFP Member notifications
Client notifications
Starting late-September, we will send all IFP members information about changes to their medical, dental, and/or vision plan rates and benefits. If a member does not have a rate or benefit change, they will still receive a renewal packet informing them there were no changes to their plan.
| Important dates | |
|---|---|
| September 26, 2025 | Renewal notices and Grandfathered withdrawal notices start mailing |
| October 15, 2025 | Early renewals begin. Member renewal tool and broker renewal tool become available. |
| November 1, 2025 | Open enrollment begins. Quote & Apply tool is available. |
| December 31, 2025 | Final date for new and renewing members to apply for coverage effective January 1, 2026. |
| January 31, 2026 | Open enrollment ends. Final date to apply for coverage effective February 1, 2026. |
Sample notifications
Samples of what your clients will receive are available below. Documents may vary depending on plan and underwriter. Please feel free to reference these documents:
Grandfathered plan withdrawal booklet
Subscribers enrolled in the following plans are being sent a withdrawal notice with information on their new 2026 medical plan effective January 1, 2026:
- Shield Spectrum PPO℠ Plan 5000-G with Critical Condition Protection to Silver 1750 PPO
- Shield Spectrum PPO℠ Plan 5000-G no Critical Condition Protection to Silver 1750 PPO
Grandfathered withdrawal booklet (PDF, 271 MB)
Member renewal kit letter
Foreword (PDF, 34 KB)
Renewal notification
On Exchange renewal letter (PDF, 103 KB)
Off Exchange renewal letter (PDF, 60 KB)
Off Exchange specialty renewal letter (PDF, 45 KB)
On Exchange Family Dental Plan renewal letter (PDF, 94 KB)
Grandfathered renewal letter (PDF, 49 KB)
Alternate Coverage Model Notice
Information on lower-cost health coverage options.
Alternative Coverage Notice (PDF, 53 KB)
Creditable Coverage Notice
This notice gives members information about their current prescription drug coverage with Blue Shield of California and their options under Medicare’s prescription drug coverage. This information can help them decide whether or not they want to join a Medicare drug plan. Members receive one of two possible notices, informing them whether their current coverage is considered to be Creditable Coverage or Non-Creditable Coverage.
Creditable Coverage (PDF, 45 KB)
Non-Creditable Coverage (PDF, 54 KB)
Nondiscrimination and Accessibility Requirements Notice
Blue Shield does not discriminate or treat our members differently because of race, color, national origin, age, disability, or sex. Our nondiscrimination notice is paired with the Language Assistance Program Notice. These documents provide meaningful communication for members with limited English proficiency and accessible communications for members with disabilities. It also notifies Blue Shield of California members that vital documents are available in Spanish, Chinese, Vietnamese, and other languages.
Gramm-Leach-Bliley Privacy Notice
Informs the member how their medical information may be used and shared as a Blue Shield member. They can also learn how to access and see their information.
Notice of Privacy Policy (PDF, 123 KB)
Informs the member how their medical information may be used and shared as a Blue Shield member. They can also learn how to access and see their information.
Medical benefit changes
Only specific medical plans will have revisions to their benefits. Please see the list below to determine if your client will receive a change guide for their particular plan.
On Exchange Plans: Platinum 90 PPO and AI-AN (PDF, 48 KB)
Mirror Platinum 90 PPO (PDF, 45 KB)
On Exchange Plans: Platinum 90 Trio HMO and AI-AN (PDF, 54.3 KB)
Mirror Platinum 90 Trio HMO (PDF, 53.4 KB)
On Exchange Plans: Gold 80 PPO and AI-AN (PDF, 49 KB)
Mirror Gold 80 PPO (PDF, 47 KB)
On Exchange Plans: Gold 80 Trio HMO and AI-AN (PDF, 62.1 KB)
Mirror Gold 80 Trio HMO (PDF, 61.3 KB)
On Exchange Silver 70 PPO (PDF, 46 KB)
On Exchange Silver 70 PPO AI-AN (PDF, 44 KB)
Silver 70 Off Exchange PPO (PDF, 49 KB)
On Exchange Silver 70 Trio HMO (PDF, 63.5 KB)
On Exchange CSR Silver 70 Trio HMO AI-AN (PDF, 87.3 KB)
Silver 70 Off Exchange Trio HMO (PDF, 64.6 KB)
On Exchange CSR Silver 94 PPO (PDF, 46 KB)
On Exchange CSR Silver 87 PPO (PDF, 53 KB)
On Exchange CSR Silver 73 PPO (PDF, 56 KB)
On Exchange CSR Silver 94 HMO (PDF, 54.3 KB)
On Exchange CSR Silver 87 HMO (PDF, X KB)
On Exchange CSR Silver 73 HMO (PDF, X KB)
Off Exchange Silver 1750 PPO (PDF, 49 KB)
Off Exchange Silver 2600 HDHP PPO (PDF, 47 KB)
On Exchange Plans: Bronze 60 PPO and AI-AN (PDF, 48 KB)
Mirror Bronze 60 PPO (PDF, 45 KB)
On Exchange Plans: Bronze 60 HDHP PPO and AI-AN (PDF, 46 KB)
Mirror Bronze 60 HDHP PPO (PDF, 44 KB)
Off Exchange Bronze 7500 Trio HMO (PDF, 66.3 KB)
$0 Cost Share PPO AI-AN (PDF, 47 KB)
$0 Cost Share Trio HMO AI-AN (PDF, 54.3 KB)
On Exchange Minimum Coverage PPO (PDF, 45 KB)
Mirror Minimum Coverage PPO (PDF, 43 KB)
Dental/Vision plans benefit changes
Dental and vision (Duo) plan
Specialty Duo (PDF, 32 KB)
Dental plans
Family dental PPO only (PDF, 31 KB)
Family dental HMO only (PDF, 31 KB)
Vision plan
Ultimate Vision 15/25/120, Ultimate Vision 15/25/150 (PDF, 30 KB)
